Sukanya Samridhi Yojana: By depositing money in Sukanya Samridhi Yojana, all expenses from education to marriage can be met.
Sukanya Samriddhi YojanaAll parents invest in various projects for the safe future of their children. Especially people’s attention is more on the future of the girl. The government is making many plans to make the future of girls bright and secure. Similarly, Sukanya Samridhi Yojana is being run by the government, where your daughter can become a millionaire after 21 years of investment. However, many changes have been made in this plan. So it is important to know these changes before investing.
Let us know that in Sukanya Samridhi Yojana, 7.6 percent annual interest is available. This scheme can be invested in post office or bank. Sukanya Samridhi gets tax exemption up to Rs 1.50 lakh under income tax rules.
Learn important changes
In the Sukanya Samridhi Yojana, the accounts of the two daughters were earlier given tax exemption under Section 80C of the Income Tax Act. But now it has been changed and made effective for the third daughter as well.
Sukanya Samridhi Yojana account holder’s daughter can manage her account when she reaches 10 years of age. But now the girl will get the right of operation only when she is 18 years old. The guardian of the daughter can manage this account first.
As per previous rules, if you do not deposit at least 250 rupees in the account every year, the account would be defaulted. But now interest will be paid on the money deposited till maturity.
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The Sukanya Samrudhi Yojana account may be closed earlier when the girl dies or changes her address. But now even if the account holders get fatal illness, the account can be closed. On the other hand, even if the parent dies, the account can be closed before maturity.
