Pensions: When you are in a private job, you are most concerned about the pension because you do not get a pension every month.
Retirement Scholarship Pension Allowance Fund: After retirement, most people worry more about their household expenses each month. This concern is greatest when you are in the private sector because you do not receive a monthly pension. If you also want to stay tension free without any financial crisis, then you can invest in projects created by the government. For this, you need to start planning retirement from the time of employment. So that a large fund can be created at the time of retirement and regular pensions keep coming. The national pension system may be the best option for this. We know about this scheme.
If you invest at age 21
If the average age of the investor is 21 years and he invests Rs 4,500 per month, then he will invest 39 years between the ages of 21 to 60 years. That is, you will invest Rs 54000 per annum and invest Rs 21.06 lakh in the scheme for 39 years. If NPS has 10 per cent return, it will be Rs 2.59 crore at maturity. That is, at the time of retirement, you will get a pension of Rs 51,848 per month. It has been calculated according to a calculation. However, NPS yields an average return of 8 to 12 percent.
Invest in NPS
In NPS, if you take 40 per cent per annum and the annual rate is 6 per cent, you will get Rs 1.56 crore together after retirement. Then 1.04 crore will go to the anniversary. Now from this annual amount, you will get a pension of Rs 51,848 per month. The higher the annual amount, the higher your pension.
You can open NPS online
1 Click on Enps.nsdl.com/eNPS or Nps.karvy.com link to open eNPS.
2 Click on New Registration and fill in your details and mobile number. Your mobile number will be verified with OTP. Now fill in the bank account details.
3 Select your portfolio and funds.
4 In this, you fill in the name and other information.
5 You will need to pay a cancellation check for the account for which you have filled in the details. You must upload a canceled check, photo and signature.
You need to invest in NPS.
7 After making the payment, your permanent retirement account number will be created. You will also receive a payment receipt.
8 After investing, go to the e-sign / print registration form page. Here you can register with PAN and Netbanking. This will make your KYC (know your customer). When registering, keep in mind that it matches the details provided in your bank account. Currently 22 banks are offering NPS facility online. Their information can be found on the NSDL website.
Elon Musk may be on Twitter, Tesla CEO offers% 54.20 / share for 100% share
